Affordable Health Insurance Options

According to the Council for Affordable Health Insurance, people who are uninsured pay up to four times more for medical services than those who are insured because insurance companies and medical care providers negotiate behind the scenes. The unequal result of this practice is that uninsured people are burdened with the highest hospital bills. Thus, even if you cannot afford expensive and comprehensive health insurance plans, it is still important to seek some type of affordable health plan.
Affordable Health Insurance Option 1 – Medicaid
Medicaid is a state-managed program that is funded by both the states and federal government to provide health insurance for low-income individuals and families that meet the eligibility requirement. Each state has its own set of guidelines regarding eligibility, services, and payments. There are 25 different eligibility categories that can be classified into five broad groups: (1) pregnant women, (2) children and teenager, (3) the elderly, (4) the blind, and (5) the disabled. In general, you should apply for Medicaid if your are considered low-income under the federal income guideline and if you match one of the descriptions of the eligibility groups. Your total asset and immigration status are also considered in the overall assessment of the application. Note a child under the age of 18 can qualify for Medicaid if the child is a U.S. citizen or legal resident regardless of their guardians’ legal statuses.
Medicaid covers most health care services including hospital and nursing home care, lab tests, medical equipments, prescription drugs, and some dental care. It does not, however, cover podiatrists, chiropractors, naturopaths, psychologists, physical therapists, audiologists, or speech therapists.
Affordable Health Insurance Option 2 – Catastrophic Health Insurance
Catastrophic health insurance, also known as the major medical plan, is available to people who have good general health. Major pre-existing medical conditions such as AIDS, diabetes, emphysema, heart disease, multiple sclerosis, and schizophrenia may bar you from purchasing a catastrophic health plan. Catastrophic health insurance has high deductibles and very low monthly premiums. For instance, a 21-year old female nonsmoker would only need to pay $59 per month.
As implicated in its name, catastrophic health insurance only covers major hospital and medical expenses above a certain deductible. Most of the catastrophic health plans cover expenses for hospital stays, surgery, intensive care, diagnostic X-ray, and lab tests. All other expenses must be paid out-of-pocket. While it is possible to vary your level of coverage by selecting different deductible-plans, the deductible under catastrophic health plan is typically $2500 or higher. Catastrophic health insurance is a great alternative for those seeking affordable health insurance and who do not qualify for Medicaid.

Down Without a Cause Weight Loss, Disease Symptoms?

For many people who have struggled to lose weight, the weight loss without effort certainly like got a gift. However, weight loss without effort are usually a sign of a serious medical disorder.
The definition of weight loss for no reason is a weight loss of more than 5 percent in a span of 6 months, without any effort or exercise dietary adjustments.
If you rarely weigh, there are some other signs that could indicate the occurrence of significant decline, for example all the clothes to be more loose, do not need to fasten the belt tighter, or friends and family comment on your looks kurusan.
There are some diseases that can be a major cause of weight loss.
Although there are no specific symptoms, but according to experts from the National Institutes of Health, there are some symptoms that are often experienced by cancer patients, such as weight loss, fatigue, night sweats, fever, and decreased appetite.
AIDS (autoimunodeficiency syndrome) are the top five leading causes of death in people aged 25-44 years. Destination IP of AIDS symptoms such as weight loss without cause, fever, swollen lymph glands, fatigue, and weight is always weak. People who have AIDS are also more easily catch the disease because their immune systems are very weak.
Hyperthyroidism is a condition in which the thyroid gland becomes very active. The experts from the Mayo Clinic say that hipertiorid specific symptoms are weight dropped dramatically, increased heart rate, sweating, tremor, and fatigue.
Uncontrolled diabetes can also cause weight loss continues even though we often eat a lot. This is because the body can not get enough energy from sugar because less insulin. As a result the body process other substances in the body to convert into energy. It is a substance that altered fat and protein.
If you have lost the weight without cause within a period of 6 months, you should consult a doctor. Prepare yourself with a note containing the other symptoms you’ve experienced so doctors can narrow down the possible causes exist.