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Healthy

Who's Paying For Health Care?

America spent 17.3% of its gross domestic product on health care in 2009 (1). If you break that down on an individual level, we spend $7,129 per person each year on health care…more than any other country in the world (2). With 17 cents of every dollar Americans spent keeping our country healthy, it’s no wonder the government is determined to reform the system. Despite the overwhelming attention health care is getting in the media, we know very little about where that money comes from or how it makes its way into the system (and rightfully so…the way we pay for health care is insanely complex, to say the least). This convoluted system is the unfortunate result of a series of programs that attempt to control spending layered on top of one another. What follows is a systematic attempt to peel away those layers, helping you become an informed health care consumer and an incontrovertible debater when discussing “Health Care Reform.”
Who’s paying the bill?
The “bill payers” fall into three distinct buckets: individuals paying out-of-pocket, private insurance companies, and the government. We can look at these payors in two different ways: 1) How much do they pay and 2) How many people do they pay for?
The majority of individuals in America are insured by private insurance companies via their employers, followed second by the government. These two sources of payment combined account for close to 80% of the funding for health care. The “Out-of-Pocket” payers fall into the uninsured as they have chosen to carry the risk of medical expense independently. When we look at the amount of money each of these groups spends on health care annually, the pie shifts dramatically.
The government currently pays for 46% of national health care expenditures. How is that possible? This will make much more sense when we examine each of the payors individually.
Understanding the Payors
Out-of-Pocket
A select portion of the population chooses to carry the risk of medical expenses themselves rather than buying into an insurance plan. This group tends to be younger and healthier than insured patients and, as such, accesses medical care much less frequently. Because this group has to pay for all incurred costs, they also tend to be much more discriminating in how they access the system. The result is that patients (now more appropriately termed “consumers”) comparison shop for tests and elective procedures and wait longer before seeking medical attention. The payment method for this group is simple: the doctors and hospitals charge set fees for their services and the patient pays that amount directly to the doctor/hospital.
Private Insurance
This is where the whole system gets a lot more complicated. Private insurance is purchased either individually or is provided by employers (most people get it through their employer as we mentioned). When it comes to private insurance, there are two main types: Fee-for-Service insurers and Managed Care insurers. These two groups approach paying for care very differently.
Fee-for-Service:
This group makes it relatively simple (believe it or not). The employer or individual buys a health plan from a private insurance company with a defined set of benefits. This benefit package will also have what is called a deductible (an amount the patient/individual must pay for their health care services before their insurance pays anything). Once the deductible amount is met, the health plan pays the fees for services provided throughout the health care system. Often, they will pay a maximum fee for a service (say $100 for an x-ray). The plan will require the individual to pay a copayment (a sharing of the cost between the health plan and the individual). A typical industry standard is an 80/20 split of the payment, so in the case of the $100 x-ray, the health plan would pay $80 and the patient would pay $20…remember those annoying medical bills stating your insurance did not cover all the charges? This is where they come from. Another downside of this model is that health care providers are both financially incentivized and legally bound to perform more tests and procedures as they are paid additional fees for each of these or are held legally accountable for not ordering the tests when things go wrong (called “CYA or “Cover You’re A**” medicine). If ordering more tests provided you with more legal protection and more compensation, wouldn’t you order anything justifiable? Can we say misalignment of incentives?
Managed Care:
Now it gets crazy. Managed care insurers pay for care while also “managing” the care they pay for (very clever name, right). Managed care is defined as “a set of techniques used by or on behalf of purchasers of health care benefits to manage health care costs by influencing patient care decision making through case-by-case assessments of the appropriateness of care prior to its provision” (2). Yep, insurers make medical decisions on your behalf (sound as scary to you as it does to us?). The original idea was driven by a desire by employers, insurance companies, and the public to control soaring health care costs. Doesn’t seem to be working quite yet. Managed care groups either provide medical care directly or contract with a select group of health care providers. These insurers are further subdivided based on their own personal management styles. You may be familiar with many of these sub-types as you’ve had to choose between then when selecting your insurance.

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Healthy

Cholesterol Health Centers

Cholesterol word itself makes the chill run down the spine of many and gives them sleepless nights. Cholesterol is the most popular word within medical arena and many experts have defined it in various different forms. Cholesterol is the fatty, waxy and oily lipid substance found in the body. It circulates in the bloodstream and is carried in packages, which is known as lipoproteins. It performs various functions within the body like guarding the arteries, providing fat to the body and also producing hormones.

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Healthy

Red Meat and Cancer Risk

Red meat and cancer likened like best friends. The literature states the dangers of eating too much red meat. One of them is the cause of cancer. But how to get red meat causes cancer?
Health recommendation that says meat causes cancer some conclusions derived from studies of European populations in the 1990s. Studies show that people who eat meat more often exposed to cancer compared with those who are vegetarian.
Since then, numerous studies continue to learn more about the health effects of meat. There are several hypotheses on this subject, in which meat reduces fiber, antioxidants and other essential nutrients that are proven effective ward off cancer cells.
Besides red meat contains a lot of fat and hormones are often added to animal products, this will increase the hormone cause cancer, such as breast cancer or prostate cancer. Meat is also high in protein, but the protein will break down ammonia which are carcinogenic in humans.
Meat is cooked in high temperatures can also lead to cancer-causing chemicals (carcinogens) as hetercycil amines (HCAs) and polycyclic aromatic hydrocarbons (PAH). Studies in rats showed these compounds are carcinogenic.
Types of meat
The literature mentions red meat increases the risk of cancer. Meat to watch include beef, lamb, goat, pork, and processed meats.
In addition to the type of meat, it should be noted also cooking process. Meat that is processed in a very high temperature, either fried or baked to produce large amounts of HCAs. Cooking for a long time, such as cooking a steak, can also cause carcinogenic compounds.
To reduce the risk of cancer, experts advise to replace red meat with white meat. Another alternative is to choose organic meat or meat that comes from animals bred without giving an antibiotic or hormone.

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health

Simple Rituals Make Healthy Body

Would you believe that some trivial activity in your daily life can help take care of your body? Indeed, not all the little quirks that you do can have special benefits for health. However, note the following habits that can be healthy for your surprise.
Keeping your body fit is certainly not easy. But there are various ways you can do to make your body stay fit. Scratching, kissing and even yelling can help you stay healthy, but of course, which made ​​it a habit to provide benefits if it is done naturally. Here are some habits that can help you stay healthy as reported Magforwoman.
scratch
Scratching an itchy body part feels like heaven, it has been scientifically researched and proven that this action closes all the other unpleasant feelings and memories, making this activity semaca mental therapy for you. Also, when we scratch, the dead cells on the skin will disappear, allowing new skin cells to regenerate.
smooch
We all know that kissing is an expression of love and lust. What we do not know is that kissing is comparable to jogging or walking slowly in the gym to burn the same number of calories. In fact, scientists have proven that the exchange of breath while kissing can release chemicals and transfer saliva specific for each body can be healthy.
shout
When you scream and pull out of anger, you may be issued a variety of words from a random mind. Indirectly, this activity helps the brain to be more creative and even improve memory.

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health

Healthy Foods for Preventing Heart Disease

ADULT, the phenomenon of heart disease not only attacks the elderly but also young people. But face it, in fact you do not have to worry. Simply apply a healthy lifestyle, heart disease was passed.
It is no secret that eating healthy food is very powerful ward off heart disease. Therefore, choosing a healthy intake in your daily diet is the best choice.
So, exactly what foods to eat? Here are some tips on food intake so that you are free of heart disease, including the following:
-Eating fruits and vegetables
This is because the content of the fruit-vegetables are the best source of vitamins, minerals and fiber so powerful menurunkah blood pressure and weight. Then, the type of fruit-vegetables can also be varied, to suit your taste dengen. While, for the consumption of the recommended servings per day of eight types
-Eating grains
This is because whole grains like oats and brown rice are high in fiber, so it is good for your metabolism constantly working. In addition, the high fiber is beneficial to always mengstabilkan blood pressure and also makes you full of snacks to avoid kehegienisannya not guaranteed. While the recommended intake for a portion of it is six per day. Similarly, as reported by the Health Monitor.
-Eating Fish
Eating fish is very important for maintaining health. Because the fish contain beneficial protein that keep the immune system an order not to get sick. Meanwhile, for the portion of food intake is recommended twice a week.

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Healthy

The Health Spa Break Is Your Personal Sanctuary

Did you know that the word SPA is a town in Belgium. Spa is Latin for ~health by water’ “Sanitas Per Aquas. A spa is the new “must-have” amenity at resorts and hotels. The spa can be a great get away from your day to day routine. The health spa break is an opportunity for you to have a serene retreat. Your mission at the spa ought to be complete relaxation, comfort and rejuvenation.

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Healthy

Online Therapy, Ethics and E Mental Health

The internet has created a whole new way of seeing a mental health professional for common problems such as anxiety, depression, and academic problems: online therapy. Basically, you choose a particular E clinic and select from a list of online psychologists, clinical social workers, family and marriage therapists, or counselors. Then, you set up a date and time on the website, pay, and are good to go.

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Healthy

Improve Your Health and Fitness With Superior Health Retreat

To get a feeling of well being you need to maintain a healthy balance between your mind and body and your spirit. This balance between your mind and body and soul will lead you to wellness. Health and wellness go hand in hand and it gives importance to your state of complete being and to its continuing development. To achieve this state of health and wellness you can make use of the health retreats that offer you a package of complete wellness.
By visiting the health resorts you can work on your health and fitness and rejuvenate yourself for your hectic schedule ahead. The treatment provided to you in a health resort involves natural treatment which is done by using natural methods without the use of any usual medicine.
The health resorts emphasize on a natural healing which is the use of integrative, complementary and alternative medicine. These medicines come from the healing methods that believe in healing the root cause of the disease.
These retreats provide the guests with environment which further helps them to get an effective and holistic healing. This concept of natural healing is extremely popular in Australia and hence there are many resorts there like the health retreats Australia and health resorts NSW. The healer who deals in natural therapy works with the belief that the discomfort in a human body is always because of some emotional, mental, spiritual or physical imbalance.
Another aspect of natural healing is allowing the body to heal by itself by providing the natural health therapy which is also referred to as holistic healing. The method of natural healing includes remedies which are a replacement of the usual medical remedies. These resorts also use ayurvedic medicine, Chinese medicine, naturopathy, mental healing, meditation, music and dance therapy, dietary therapies and massage. These therapies bring into use energy fields such as healing touch, qigong, therapeutic, reiki and bio field therapy.
The resorts who deal in the field of health and fitness put more emphasis on holistic approach of healing where they use conventional medicine with alternative medicine with a completely coordinated approach. These therapies make the best use of all the traditions and emphasize more on stimulating the natural healing ability of the body.
The health resorts thus lay more emphasis on natural and holistic healing and the growing demand of it has led to the start of many holistic healing institutions. The day to day life of individuals today have become so hectic that their mind and body breaks down at some point of time and hence the need of holistic healing. This has led to the increase in the demand of these resorts and retreats that cater to natural healing and health. Especially in Australia this business is really doing well as people are taking weekends off to rejuvenate themselves for the weeks ahead.
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Healthy

Fun Ways To Stay Fit And Healthy

Being healthy and staying fit doesn’t have to be the direct result of grueling exercises or strict diets. In fact, being healthy and staying fit can be achieved in a lot of fun and exciting ways. The key aspect to maintain is to make sure that you stay consistent with what you do, and as long as you remain dedicated and devoted to the fun things, and even vary up the activities, you will improve your chances of remaining healthy and fit and living a healthier and longer life.

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Healthy

Physical Activity for Women's Health

Cleaning is an inexpensive and effective way to help you get more exercise. You might not see too many men using brooms or vacuums at your gym, but you can turn your home into a private health center. And as an added advantage, make your home spotless clean.
Over the past decades, a women’s work time has increased while time spent doing housework has declined. Modern conveniences such as washing machines, dryers and housekeepers have all helped lessen the housework burden. While liberty from such everyday jobs may appear to be a good thing, it has progressively mechanized a stress-filled society. Today, about 22 percent of adult Americans are active at a level suggested for any significant health benefits, but fewer than 10 percent of adults exercise at an intensity that is adequate to improve cardiovascular fitness. This is where housework can help?
Physical activity is the single most important activity you can do to improve your health. Even if you don’t have the time or the money to spend on a fitness club, you can still improve your fitness by engaging in daily activities such as housework. Engaging in any regular activity at all can provide considerable health benefits for those who have deskbound jobs which involve sitting for a large part of the day and who do not partake in any regular physical activity or sports in their spare time time.
Recent research recommends spending at least 60 minutes each day in a “on your feet” activity. This type of activity uses the large muscle groups of the legs in walking, stair climbing, gardening or housework. Housework combined with walking the dog, yard work and using stairs can help form a foundation upon which you can build your fitness program. Mopping that floor and scrubbing the tub suddenly takes on a whole new meaning when you consider the benefits of this type of housework.